Consumer Credit Scoring

Name: Consumer Credit Scoring
Brand: LAP Lambert Academic Publishing
SKU: 9783838330921
Price: 42.38 EUR
Availability: InStock

An application using a Hungarian dataset of consumer loans

Autor: Alexandru Constangiora

Jazyk:

Väzba: Brožovaná

Vydavateľ: LAP Lambert Academic Publishing

Dostupnosť: Skladom u dodávateľa

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42.38 €

In today s business environment the risk management of consumer lending has become critical to prote...

Informácie o knihe

Autor

Alexandru Constangiora

Jazyk

Angličtina

Väzba

Kniha - Brožovaná

Vydalo

2010

Stránok

EAN

9783838330921

Enbook ID

06904174

Vydavateľ

LAP Lambert Academic Publishing

Hmotnosť

107

Rozmery

150 x 220 x 4

Kompletný popis

In today s business environment the risk management of consumer lending has become critical to protect the interest of both lenders and consumers. Following the presentation of the main issue in the consumer credit market and the introduction of credit scorecards, I analyze a Hungarian dataset of loans for personal needs. The analysis evaluates comparatively the prediction accuracy of several methods used in consumer credit scoring. I have documented the superior performance of logit and neural estimations. I also have found supporting evidence for the use of WOE as inputs in estimating predicted default probabilities. Following Siddiqui (2006), I have used a linear transformation to compute a traditional statistical scorecard. Developing easy to interpret statistical scorecards is essential when the lender has a legal obligation to explain its refusal of an application.

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Consumer Credit Scoring

An application using a Hungarian dataset of consumer loans

Informácie o knihe

Kompletný popis

Mohlo by vás zaujímať

Zákazníci, ktorí si kúpili túto knihu, kúpili tiež